You may be wondering why there are two diffenet kinds of balances, and why the confirmed balance is lower. Let me expalin that to you.
Pending Amount: When you complete an online activity through Beruby (such as buying online or registering in a site), the merchant first informs BeRuby that the activity indeed took place. When this happens, your estimated account increases.
Confirmed Amount: Once the company actually pays BeRuby the commissions generated, BeRuby can pay you. This is when your confirmed balance increases.
Total Amount: This is the total amount of money (Pending plus Confirmed) that you can expect from BeRuby.